Mortgage Pass

At Mortgage Pass, we’re more than brokers—we’re long-term finance partners committed to helping you build the life you want. Based in Sydney, we specialise in helping individuals, families, business owners, and property investors access smarter loan solutions tailored to their specific goals. Whether it’s your first home, an investment property, a new development, or refinancing an existing loan, we make the complex simple, with a streamlined process built on transparency, strategy,

Our team takes pride in finding the right solution for every client—no matter how straightforward or unique your situation might be. From low doc loans and business finance to investment strategies and complex lending structures, we’re here to help you navigate the financial system with confidence and clarity. Your success is our priority.

First Home Buyers:
We'll find you a mortgage that is aligned with your goals & lifestyle
We will find you the right mortgage for your unique situation and set you up for long term financial success and security.

Investors & Investing:
Receive 100% independent financial advice from a broker who is invested in your future
You will receive a more personalised service than you would typically receive at a bank. Think of us as your personal banker. We are not owned by any bank and are here to provide you with the best product for your needs and unique circumstances, regardless of what lender it is with.

We will guide you through every step of the process and talk in easy to understand language, so you are aware of everything that is going on with your mortgage.

Refinancing:
You Might Save Hundreds a Month, or Thousands a Year, with Your Regular Home Loan Health Check
Home loan products, interest rates, and home loan features, all change over time. Stop donating money to the banks and contact us for a compilmentary review of your current obligations.

The Refinance Loan Application Process
Our process is designed to be simple, painless, and as fast as the lender allows. We learn as much about you in order to find the best product, we ensure you fully understand your eventual product choice, and then we submit and monitor your application.

Construction Loans:
Building your own home, or purchasing a home and land package, can be an exciting process, but it's one that presents its own set of unique challenges. We'll help you navigate the process so it is a simple and enjoyable experience. In terms of finance, we have a large number of construction loan products to consider.

The Green Home Offer provides a discount on your Standard Variable Rate home loan for eligible customers who buy, build or renovate their homes to be more sustainable and energy efficient. Eligibility criteria applies.

Self-Employed Home Loans:
It's as easy for the Self-Employed to Finance as anybody else.
Low-doc, No-Doc, Accountant Declarations, or Tax Statements are still a means of adequately demonstrating your capacity to service a loan. The application is quick, efficeint, and easy.

Commercial Property Finance:
There is a wide choice of finance options available to purchase a commercial property, and the options best suited to your needs will depend on whether you are buying as an investor – either directly or through your self-managed super fund – or as a business owner for use in running your business.

Applying for commercial finance is a quick and painless process with a range of lenders that cater for vast personal and business sizes and circumstances. A large number of options apply so please call us for more information.

Agricultural and Farming Finance:
Farming and Argricultural Business, Property, Equipment, Capital, and Livestock Finance
We provide a vast range of solutions for agriculture and faming purchases, refinance, livestock finance, equipment finance, and other working capital.

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